Are you someone who loves to shop but also likes to save money?It's possible to do both! With the right tricks, you can take advantage of all of your cards to save big. Credit and debit cards have become an integral part of our financial lives. With the increasing number of cards in circulation in India, it is important to know how to make the most out of them.

We have compiled a list of 5 hacks for using your credit and debit cards so that you get the most bang for your buck - read on to find out more!

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1) Use Cashback Offers

One of the best ways to save money with credit and debit cards is by taking advantage of cashback offers. Banks often offer cashback rewards for purchases made using their cards. This can be a great way to get discounts on your purchases or even get some money back into your account.

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2) Look for Rewards Programs

Many banks also offer rewards programs that allow you to earn points when you use your card. These points can then be redeemed for discounts or other rewards such as gift cards or travel vouchers. It is important to compare different rewards programs before signing up for one so that you can get the most value out of your card.

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3) Take Advantage of Discounts

Another way to save money with credit and debit cards is by taking advantage of shopping discounts offered by merchants or banks. Merchants may offer discounts on products or services when you pay using a certain card, while banks may provide special offers such as interest-free periods or balance transfer offers. It pays to shop around and compare different offers before purchasing so that you can get the best deal possible.

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4) Shop Around for Cards

It pays to shop around for credit and debit cards before signing up for one. Different banks offer different features, benefits, and fees associated with their cards, so it’s important to compare these before making a decision about which card is right for you. By doing this research upfront, you can ensure that you’re getting the best deal possible on your new card.

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5)Join a XareClub

Joining a XareClub is a great way to discover bank deals and save on your shopping. This is your private group where you invite friends to share cards and their benefits, including some amazing bank offers. You can save so much more by shopping with a shared card, enjoy extra discounts, and even earn cashback! And if another Club member uses your card the loyalty points fall into your account. So, the more your card is used in the Club the more you gain.

Credit and debit cards are great financial tools that can help you save money if used smartly. Try out these hacks the next time you use your card in India and see how much money you can save!

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Watch this video to know more about the XareClub

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